Cover&Title: the cover shows that this will have some elements of romance, beside that I can feel the air of superiority in the two characters with those side eyes, the colors of the two complements each other and nice to the eyes that would attract readers. The title is pretty ingenius, giving it a sense of comedy and a brief overview of the MC's situation, then again, I think "Broke but Broken" is enough for a title as I am not a fan of long titles that work like a synopsis, in this situation less is more as the first part already explained most of the things needed to be said. (5/5)
Synopsis: the description is easy to get into, from an overview of the world to the situation of the character, this usually give the story a mundane vibes despite being a superpower story and world, which isn't a bad thing for this kind of story. I like the tone of the synopsis, it set the atmosphere for the rest of the story that this will be light hearted and not that dark (hopefully). But I don't think you should explain the MC's power here, just say he can manipulate energy and thats enough, let the reader read the story to explore the characters and not just say it in the synopsis. The synopsis is an introduction, yes, but not an explanation for something that will go on in the story, let the readers discover the strength and weaknesses of the MC when they are already kneedeep in the story. (4/5)
Chapter: I'll say this out right now, the MC is dumb as fuck, although you did say the story is inspired by Toaru but I didn't expect to this extent, there are so many things I would like to say like how he want to hide his power despite being in DEBT, with his ability and if anyone in this universe have half a brain to think, he would be getting a scholarship if he go all out with whats basically another version of Accelerator's power, or at least someone seeing the potential and sponsor his study, and he didn't secure the area to make sure there is noone spying on them, that feel pretty out of character despite being someone trying to hide his power, literal 'plot induced stupidity'. Which is why Daxston is my favorite character atm, he might be arrogant and has a temper but he at least has a sense of honor. This might be my toxic romance fan side speaking, undertone romance is difficult to do I understand, I failed at this too, but it feels extremely flat and not develop overtime, the speed is too fast and pretty flat in my opinion. Now with that all out of my system, let's me point out the good things. The slow pacing of the story is great, moving slowly and not stepping on the gas pedal like a madman, making it really feel like an actual school story but I hope it accelerates at some point and move the plot forward as keeping it at this pace will be a detriment to the story as it get too stale, if you want an example to how to speed the story up, read Necromancer Academy and the Genius Summoner as reference. Beside the supidity, I really enjoy the characters' personalities, everyone is easily recognizable and not confusing, having a quirk to themselves despite being very stereotypical. It is overall an enjoyable read despite some eyeroll moments (4/5)
Conclusion: you can cook but you need to dial up the intelligence and wisdom stats of your characters.