What if I have all 3, is the smut alone enough for you to decide against a story that includes all 3?
It depends. If the story includes smut, then it's fine. I read it to realize there's a scene and then brush over it because most of the time the writer just wants to write a sex scene.
If the smut propels the story in some fashion other than to provide "material", then I read it but generally skim it just to find the plot points (like one character feeding another information in the midst of it or something).
If the smut takes up majority of the story, the story continually displays such scenes, or they're prevalent/integral to the story, then I don't read it. I'm not into that.
I like my smut like an accent. There but forgettable because it's not important.