I have no idea what it is, and I don't use systems.
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THIS.
What I did was go to work for a collection agency. I highly recommend this for ANY serious writer.
No. I'm serious.
You will never bump into a more strange and bizzare lot of co-workers or talk to more people who have tragic backstories then working at a collection agency. You might be saying, "Yeah, but it's not like there's one of those where I live."
OH. Do you live near a city?
You are within driving distance of a collection agency.
They are always hiring, especially the really seedy ones, and those are the places you want to work. If you are lucky, they have access to Credit Bureau Reports and Lexus Nexus. You can learn a LOT about people from CBRs and LN. Plus everyone has a sob story. Encourage them to tell you their stories.
If you do the job log enough, you will learn a LOT about people because people rhyme. If you work at a place that covers the entire country, you'll start picking up tidbits in no time. I have so many characters I wrote that are based on people who I harrassed the shit out of.
And even if you SUCK, the place will pay you to work there for at least three months before they fire you. Are you the shy type of person? Learning how to cold-call and harass people is a great way to build up that self-confidence. It's basically a 90-day workout in learning how to be aggressive. Most places are also welcome to people working part-time, and if you are a Divorcee whose Child Support and Alimony is crushing you, most collection agencies are more than happy to let you work off the books as far as bonuses are concerned.
It's a great experience in the worst humanity has to offer, perfect for the aspiring writer.
And yes, I'm serious. It'll give you some cash and valuable experience on why people suck and how debt is a lie.